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A Guide to Signing up for a Cash Advance Loan

Getting a cash advance loan is quick and easy. We'll walk you through the process step by step here.

Determining Eligibility

The eligibility requirements for a cash advance loan will vary from lender to lender. Always ask your lender for their specific requirements before you apply. In general, most cash advance lenders tend to require that borrowers meet the following criteria:

  • You have a job and make at least $1,000 per month
  • You have a bank account that's active and has a direct deposit feature
  • You are at least 18 years old
  • You have U.S. citizenship

The Cash Advance Process

Different lenders go about the cash advance process differently, so this may vary depending on which lender you select. Usually, the process goes something like this:

  1. Get your free quote on our site. You'll first want to see what kind of offers are out there on cash advances. The best way to do this is to apply for a free quote on a loan through our site.
  2. Visit your lender's website. When we give you your free quote, we will also provide you with a referral to the lender's site. Most of our lenders provide free, online applications on their websites. These applications can be completed in just a few minutes (varies by lender).
  3. Learn your approval status. Before you can proceed with your cash advance process, you will have to make sure you've been approved by your lender. Many of our lenders offer instant approval decisions, so you'll know right away if you've qualified to borrow (varies by lender).
  4. Complete the application process. If you're approved, your lender will usually contact you to finish the application process via telephone. You may have to fax in supporting documents at this point, too (varies by lender).
  5. Money is wired to your account. Shortly after your application is complete, your lender will electronically deposit the cash advance loan into your checking or savings account. As soon as the transfer is complete, you will have immediate access to your funds (varies by lender).